Online Decisions

Easy to customize The Internet is a great tool when looking to take out Car Finance including a bad credit car loan so why not simply complete our online application form and get quick decision today for your funding needs. Start Application Now >>>

Any Car Any Dealer

Documentation With CF2U we don’t have to go to any one particular dealership so why not purchase your car from any forecourt or private seller in NZ once pre getting approved for your Finance Loan or Lease it’s never been simpler. Read Our FAQ >>>


Documentation Driving your new car away has never been easier with Car Finance 2U! Once happy with the vehicle we simply email your loan documents to you to sign and return and once the funds are clear – away you go in your new motor. About Us

Car Finance 2U Customer Review Ratings are 5 Star

We help All Credit Ratings - Any car you want!

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What Car Finance 2U can offer you.

Some of the reasons why you should get your car from us!
  • Cheap Car Loans NZ
    With a huge choice of lenders available we can secure you the very best rates … About Car Finance 2U
  • Instant Finance Decisions
    With decisions available in less than 24 hours – why wait for a response … Apply Now
  • Any Used Car or New
    Garage, Private and Trademe Auction sales – We have them all covered so you don’t miss out … Apply Now
  • Bad Credit Car Loans
    If you are looking for a new Car but have Bad credit we can still help as our panel of lenders cover All ratings … Bad Credit Car Loans

Why choose Car Finance 2U?

    When it comes to using the Internet for purchases such as a new or used vehicle we know that it can sometimes be difficult deciding which company to trust with your business. It might be that you are used to going to your local dealership for your Car Leasing deal where you know the salesman or dropping in to the local finance companies office for a face to face chat. In the age of the Internet though we have seen a much more competitive market emerge in New Zealand where in the past the Car Loan market has perhaps seen companies take advantage of the fact that they know customers have nowhere to compare the rates they are being offered. All we ask at Car Finance 2U is that you give us the chance to see what we can offer in comparison to your usual go to guy and perhaps you will be surprised. The depth of our panel means that if you are in the market for a bad credit car loan then we can still give a 1 hour decision – even if you have previous defaults or judgements. The wonder of working on the Internet means that we can track the very best Car Finance, Car Loan and Car Lease deals on the market at any one time including bad credit car loans and car leasing – we ensure that we are at the cutting edge of what is available. This also means that we can offer funding to customers any where in New Zealand including both the North and South Islands. Car Leasing is one of the more popular products in the last couple of years and with benefits including handing the car back every couple of years and getting a brand new one you can see why some Car Loan customers are now looking at this route. For the great majority though we still see Hire Purchase agreements in favor of a Car Lease and if you get to keep the car at the end we can certainly see why. For customers with Bad Credit CarFinance2U can also still help due to the large panel of specialist lenders we operate along side so please don’t lose faith! All models are also available and so this covers all of the favorites such as Toyota, Honda and Audi and even premium brands such as Ferrari, Bentley and Masserati.